Insurance for building collapse due to an earthquake typically falls under earthquake insurance or property insurance with earthquake coverage. Here’s what you need to know:1. Earthquake InsuranceThis is a separate policy or an add-on to standard property insurance.Covers damage to the building, its contents, and sometimes additional living expenses if you need to relocate.Not always included in standard homeowner’s or commercial property insurance.2. Standard Property Insurance (Without Earthquake Coverage)Most standard homeowner’s or commercial policies do not cover earthquake-related damage.Some policies may have exclusions for “acts of God” like earthquakes, floods, or landslides.3. What’s Covered?Structural damage or total collapse.Damage to personal belongings inside the building.Additional living expenses if the building is uninhabitable.Some policies may cover debris removal and repairs.4. What’s Not Covered?Pre-existing structural weaknesses.Land movement (like landslides) unless explicitly covered.Fire or flooding caused by the earthquake (flooding often requires separate flood insurance).5. How to Get Coverage?If you own a home, check with your insurer for an earthquake rider.If you own commercial property, look for earthquake endorsements or standalone policies.Some countries or states have government-backed earthquake insurance programs (e.g., the California Earthquake Authority in the U.S.).Would you like recommendations for specific providers based on your locatioInsurance for building collapse due to an earthquake typically falls under earthquaken?